Alfabetismo financiero entre millennials en Ciudad Victoria, Tamaulipas, México

  • Osvaldo García-Mata Profesor, Facultad de Comercio y Administración Victoria, Universidad Autónoma de Tamaulipas, Ciudad Victoria, México. https://orcid.org/0000-0001-7791-0983
Palabras clave: alfabetismo financiero, conocimiento financiero, brecha de género, millennials

Resumen

Este trabajo tuvo como objetivos medir el alfabetismo financiero entre millennials de Ciudad Victoria, Tamaulipas, México; evaluar tres índices de medición para determinar el más conveniente y explorar su relación con variables sociodemográficas. Se utilizó un método basado en análisis de factores componentes principales y modelos probit ordenados. Los resultados confirman que entre la muestra analizada persiste una significativa brecha de género, que la formación económico-financiera se asocia positivamente al alfabetismo financiero y que un buen modelo para medirlo debe evaluar conocimientos sobre inflación, diversificación del riesgo, interés simple e interés compuesto. Estos hallazgos pueden aplicarse al diseño de estrategias de educación financiera que propicien la inversión y el emprendimiento entre jóvenes y, por ende, el desarrollo económico y social.

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Citas

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Publicado
2021-06-17
Cómo citar
García-Mata, O. (2021). Alfabetismo financiero entre millennials en Ciudad Victoria, Tamaulipas, México. Estudios Gerenciales, 37(160), 399-412. https://doi.org/10.18046/j.estger.2021.160.4021
Sección
Artículo de investigación