Mobile payments system employing NFC technology under the Android operating system

  • Jose Luis Cerón Imbachi Universidad del Cauca, Popayán
  • Dario Leonardo Narvaez Jacome Universidad del Cauca, Popayán
  • Gustavo Ramirez Universidad del Cauca, Popayán
Keywords: NFC, e-payment, rural development.


Today in Colombia most high-cost payments are made electronically. However, frequent and low-cost payments –equivalent to 42,000 million dollars per month–, have experienced just a tiny transition to electronic transfers, due to barriers such as low levels of inclusion, transactional taxes and a highly informal economy. Meanwhile, big companies have developed and implemented the NFC technology in mobile phones for payment systems. Motivated by the facts outlined above, the initiative to develop a proposal for a mobile payments system using NFC technology is gaining strength. This can be applied in areas of low financial inclusion, such as rural areas, basically in support of farming.


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Author Biographies

Jose Luis Cerón Imbachi, Universidad del Cauca, Popayán
Currently studying the last semester of Electronic Engineering at the Universidad del Cauca (Popayán, Colombia). He works as a software developer for Seratic Ltda. His current research interests are mobile applications and project management.
Dario Leonardo Narvaez Jacome, Universidad del Cauca, Popayán

Currently studying the last semester of Electronic Engineering at the Universidad del Cauca (Popayán, Colombia). He works as a Human Resources Manager and Software Developer. His current research interests are mobile, Web and hybrid applications using agile development methods. 

Gustavo Ramirez, Universidad del Cauca, Popayán

Received the Engineering degree in Electronic and Telecommunications Engineering in 2001, and his Master Degree in Telematics in 2006, both of them from Universidad del Cauca. Additionally received a Ph.D. in Telematics Engineering from Universidad Carlos III (Madrid, Spain) in 2010. Currently he serves as a teacher and researcher in the Telematic Department at the Universidad del Cauca. He has been part of national and international projects in Colombia and Spain. His current research interests are ubiquitous computing, mobile learning and advanced telecommunications services.


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